Question 1

What is Non-PG business credit?

Accepted Answer

Non-PG business credit is business credit issued to your business under its EIN without requiring a personal guarantee. It helps you build a credit profile for your company separate from your personal credit.

Question 2

What is Tier 1 business credit?

Accepted Answer

Tier 1 is the starter level of business credit. It involves entry-level vendor accounts that report to business credit agencies, helping you establish your business credit file and payment history.

Question 3

What is Tier 2 business credit?

Accepted Answer

Tier 2 is the next stage, where your business can qualify for retail and store credit accounts with higher limits after building a Tier 1 payment history.

Question 4

What is Tier 3 business credit?

Accepted Answer

Tier 3 Non-PG represents business credit cards and credit lines issued without a personal guarantee, available once your business has built sufficient credit history through Tiers 1 and 2.

Question 5

What is the difference between DWY and DFY?

Accepted Answer

DWY (Done With You) means we guide you through building Tier 1 and Tier 2 business credit yourself. DFY (Done For You) means we do the credit-building work for you and continue through Tier 3 Non-PG.

Question 6

How long does the business credit program take?

Accepted Answer

The DWY program runs 60 to 90 days. The DFY program runs 3 months. The Premium DFY program runs 6 months. Timelines can vary based on your business profile and payment history.

Question 7

Does Emmpire Solutions guarantee approvals?

Accepted Answer

No. We do not guarantee approvals, specific credit limits, or funding outcomes. Results depend on your business profile, payment history, and each lender's requirements.

Question 8

Is business funding included in the program?

Accepted Answer

No. Actual funding services are separate from the Non-PG Business Credit Programs. Funding service fees are separate and not included in the program price.

Question 9

What happens after the initial program?

Accepted Answer

After your initial program, you may choose to continue with ongoing support. Any continuation is optional and separate from your initial one-time program payment.